CONVERSATION @ HALENERENKI

ಅನಿವಾಸಿ ಭಾರತೀಯರ ಉಳಿತಾಯಕ್ಕೆ ಕೊಡಲಿ ಪೆಟ್ಟು

ಅನಿವಾಸಿ ಭಾರತೀಯರಿಗೆ ನಮ್ಮ ಭಾರತ ಸರಕಾರವು ಮೊದಲಿನಿಂದಲೂ ಒಂದಲ್ಲ ಒಂದು ರೀತಿಯಲ್ಲಿ ಕೊಡಲಿ ಏಟು ನೀಡುತ್ತಾ ಬಂದಿದೆ. ಅದಕ್ಕೆ ಪೂರಕವೆಂಬಂತೆ ಇದೀಗ ಮತ್ತೊಂದು ಏಟು ತಯಾರಾಗಿದೆ.

ಅದೆಂದರೆ ಯಾವುದೇ ಅನಿವಾಸಿ ಭಾರತೀಯ ಎನ್ ಆರ್‌ಓ (ನಾನ್ ರೆಸಿಡೆಂಟ್ ಆರ್ಡಿನರಿ) ಖಾತೆಯಲ್ಲಿ ಉಳಿತಾಯ ರೂಪದಲ್ಲಿ ಹಣ ಹೂಡಿರುವುದಾದಲ್ಲಿ ಎಪ್ರಿಲ್ ತಿಂಗಳ 1 ನೇ ತಾರೀಕಿನ ಮೊದಲು ಪಾನ್ ನಂಬರನ್ನು ತಮ್ಮ ಖಾತೆಗಳಿರುವ ಆಯಾ ಬ್ಯಾಂಕು ಗಳಿಗೆ ಪೂರೈಸತಕ್ಕದ್ದು. ತಪ್ಪಿದಲ್ಲಿ ಆತ ಹೂಡಿದ ಉಳಿತಾಯದಿಂದ ಶೇ.30 ಆದಾಯ ತೆರಿಗೆ ರೂಪದಲ್ಲಿ ಕಡಿತಗೊಳಿಸಲಾಗುತ್ತದೆ!

ಸಂಬಂಧಪಟ್ಟ ಬ್ಯಾಂಕುಗಳು ಅದರ ಖಾತೆದಾರರಿಗೆ ಈಗಾಗಲೇ ಈ ಬಗ್ಗೆ ಸೂಚನೆಗಳನ್ನು ರವಾನಿಸಿಯಾಗಿದೆ. ಆದರೂ ಅಕಸ್ಮಾತ್ ವಿದೇಶದಲ್ಲಿರುವ ಯಾವುದೇ ಒಬ್ಬ ವ್ಯಕ್ತಿಗೆ ಸೂಕ್ತ ಸಮಯದಲ್ಲಿ ಬ್ಯಾಂಕಿನ ಸೂಚನೆ ತಲುಪಿಲ್ಲವಾದಲ್ಲಿ ಅಥವಾ ಆತ ಈಗಾಗಲೇ ಪಾನ್ ಕಾರ್ಡ್ ಹೊಂದಿಲ್ಲವಾದಲ್ಲಿ (ಖಂಡಿತ ಬಹುತೇಕ ಮಂದಿ ಈ ತನಕ ಪಾನ್ ಕಾರ್ಡ್ ಹೊಂದಿಲ್ಲ), ಪಾನ್ ಕಾರ್ಡಿಗಾಗಿ ಪ್ರಯತ್ನಿಸಿ ಅದನ್ನು ಪಡೆದು ಸೂಚಿಸಲ್ಪಟ್ಟಿರುವ ಅವಧಿಗೆ ಮೊದಲು ಅದರ ನಂಬರ ನ್ನು ಸಂಬಂಧಪಟ್ಟ ಬ್ಯಾಂಕಿಗೆ ಪೂರೈಸಲಾಗದಿದ್ದಲ್ಲಿ ಆತ ಕಷ್ಟಪಟ್ಟು ಸಂಪಾದಿಸಿ ಉಳಿತಾಯ ಮಾಡಿದ್ದ ಹಣದಿಂದ ಶೇ. ೩೦ ಹೇಳಹೆಸರಿಲ್ಲದೇ ಮಾಯವಾಗುವುದು ಖಂಡಿತ.

ಯಾವುದೇ ರಾಷ್ಟ್ರೀಕೃತ ಬ್ಯಾಂಕಿನಲ್ಲಿ ಎನ್‌ಆರ್‌ಇ (ನಾನ್ ರೆಸಿಡೆಂಟ್ ಎಕ್ಸ್‌ಟರ್ನಲ್) ಖಾತೆ ಯಲ್ಲಿ ಡಿಪಾಸಿಟ್ ರೂಪದಲ್ಲಿ ಹಣ ತೊಡಗಿಸಿದರೆ ಪ್ರಸ್ತುತ ದರದಲ್ಲಿ ಹೂಡಿಕೆದಾರನಿಗೆ ಲಭಿಸು ವುದು ಶೇ. ೩.೨೫ ಬಡ್ಡಿ ಮಾತ್ರ. ಅದನ್ನೇ ಎನ್‌ಆರ್‌ಓ ರೂಪಕ್ಕೆ ಪರಿವರ್ತಿಸಿ ಹೂಡಿಕೆ ಮಾಡಿದ್ದಲ್ಲಿ ಅದಕ್ಕೆ ಅನ್ವಯವಾಗುವ ತೆರಿಗೆ ಪಾವತಿಸಿದ ಅನಂತರವೂ ಲಭಿಸುವ ಬಡ್ಡಿಯಿಂದ ನಾಲ್ಕು ಕಾಸು ಹೆಚ್ಚು ಸಿಗಬಹುದೆಂಬ ನಿರೀಕ್ಷೆ ಅನಿವಾಸಿ ಜನತೆಯಲ್ಲಿತ್ತು.

ಆದರೆ ಈಗ ಅದಕ್ಕೂ ಬಲವಾದ ಏಟು ನೀಡಲು ಸರಕಾರದ ಇಲಾಖೆ ಕೊಡಲಿ ಸಿದ್ಧತೆ ಮಾಡಿ ಯಾಗಿದೆ. ಸರಕಾರದ ಸಿದ್ಧತೆಯೆಂದರೆ ಯಾರೊಬ್ಬರೂ ಉಸಿರೆತ್ತುವಂತಿಲ್ಲ. ಕೊಡಲಿಯನ್ನು ಯಾವಾಗ ಬೇಕಾದರೂ ಯಾರ ಮೇಲೂ ಪ್ರಯೋಗಿಸಬಹುದು.

ಭಾರತದಲ್ಲಿ ನಿರುದ್ಯೋಗ ರುದ್ರತಾಂಡವವಾಡುತ್ತಿರುವ ಈ ಸಂದರ್ಭದಲ್ಲಿ ಎಲ್ಲಿಯಾದರೂ ಯಾವುದಾದರೂ ಉದ್ಯೋಗ ಮಾಡಿಕೊಂಡು ತನ್ನ ಹಾಗೂ ತನ್ನನ್ನು ಅವಲಂಬಿಸಿರುವವರ ಹೊಟ್ಟೆಗೆ ಹಿಟ್ಟು, ಮೈ ಮುಚ್ಚಲು ಬಟ್ಟೆ, ಅನಾರೋಗ್ಯಕ್ಕೆ ಔಷಧಿಗಳ ಹೊಂದಾಣಿಕೆಗಾಗಿ ನಾಲ್ಕು ಕಾಸಿನ ಸಂಪಾದನೆಗೋಸ್ಕರ ಉದ್ಯೋಗದ ಬೆನ್ನಟ್ಟಿ ವಿದೇಶವನ್ನು, ಮುಖ್ಯವಾಗಿ ಕೊಲ್ಲಿ ರಾಷ್ಟ್ರ ಸೇರುವವರು ಹಲವರು.

ಈ ಕೊಲ್ಲಿ ರಾಷ್ಟ್ರಗಳಲ್ಲಿ ದುಡಿಯುವವರೆಲ್ಲಾ ಸುಖಿಗಳಲ್ಲ. ಇದರ ಬಗ್ಗೆ ಆಗಾಗ ಪತ್ರಿಕೆಗಳಲ್ಲಿ ಲೇಖನಗಳು ಪ್ರಕಟವಾಗುತ್ತಿರುತ್ತವೆ. ತಿಂಗಳಿಗೆ ಭಾರತದ ಬರೇ ೫ ಸಾವಿರ ಸಂಬಳಕ್ಕೆ ದುಡಿ ಯುತ್ತಿರುವವರೂ ಗಲ್ಫ್ ರಾಷ್ಟ್ರಗಳಲ್ಲಿದ್ದಾರೆಂದರೆ ನಂಬಲು ಕಷ್ಟವಾದೀತು. ಆದರೂ ನಿಜ. ಈ ಸಂಬಳದಲ್ಲಿ ಆತ ಖರ್ಚು ಮಾಡುವುದೇನು... ಉಳಿತಾಯ ಮಾಡುವುದೇನು...? ಆದರೂ ವಿದೇಶದಲ್ಲಿದ್ದಾನೆ ಎಂಬ ಬಿರುದು ಮಾತ್ರ ಇದ್ದೇ ಇರುತ್ತದೆ.

ಕೊಲ್ಲಿ ರಾಷ್ಟ್ರಗಳಲ್ಲಿ ದುಡಿಯುತ್ತಿರುವ ಬಹುತೇಕ ಭಾರತೀಯರು ತಮ್ಮೆಲ್ಲ ಕುಟುಂಬ ಸದಸ್ಯರ ನ್ನು ಸ್ವದೇಶದಲ್ಲಿ ಬಿಟ್ಟು ಏಕಾಂಗಿಯಾಗಿ ದೂರದ ಮರಳುಗಾಡಿನಲ್ಲಿ ದುಡಿಯುವವರು. ಸಿಗುವ ಸಂಬಳದಲ್ಲಿ ತನ್ನ ಖರ್ಚು, ಮನೆಯ ಹಾಗೂ ಕುಟುಂಬ ಸದಸ್ಯರುಗಳ ಖರ್ಚುಗಳನ್ನು ಹಗ್ಗದ ಮೇಲೆ ನಡೆದಾಡುವ ರೀತಿಯಲ್ಲಿ ನಿಭಾಯಿಸುತ್ತಾ ಮುಂದೆ ವಿದೇಶ ಬಿಟ್ಟು ಬಂದು ಸ್ವದೇಶದಲ್ಲಿ ನೆಲೆಸುವಾಗ ಸಹಾಯವಾದೀತು ಎಂಬ ದೂರದರ್ಶಿತ್ವದಿಂದ ಉಳಿತಾಯ ಮಾಡಿದ ಹಣವನ್ನು ಯಾವುದಾದರೂ ಸರಕಾರೀ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿರುತ್ತಾರೆ.

ಇಂತಹ ಉಳಿತಾಯದಿಂದ ತನ್ನ ತಾಯ್ನಾಡಿಗೆ ತನ್ನಿಂದಾದ ವಿದೇಶೀ ವಿನಿಮಯದ ಅಳಿಲ ಸೇವೆ ಎಂದೂ ಆತ ಯೋಚಿಸುತ್ತಾನೆ. ಆದರೆ ಈ ನಡುವೆ ಸರಕಾರದಿಂದ ಯಾವುದಾದರೊಂದು ರೂಪದಲ್ಲಿ ಉಳಿತಾಯದ ಲಾಭವನ್ನು ಕಡಿತಗೊಳಿಸುವ ತೀವ್ರವಾದ ಕೊಡಲಿ ಪೆಟ್ಟು ಬಿದ್ದಾಗ ಒಮ್ಮೆಲೇ ಉಳಿತಾಯ ಮಾಡಿದಾತ ತಡವರಿಸುವುದುಂಟು.

ತಾನು ಹುಟ್ಟಿದ ದೇಶಕ್ಕೆ ಸಂಪೂರ್ಣ ವ್ಯತಿರಿಕ್ತವಾದ ಹವಾಮಾನದಲ್ಲಿ ರಕ್ತವನ್ನು ಬೆವರಾಗಿ ಸುರಿಸುತ್ತಾ ಸಂಪಾದಿಸಿ ಉಳಿತಾಯ ಮಾಡಿದ ಹಣದ ಭಾಗವನ್ನು ಸರಕಾರ ಕಬಳಿಸಲು ಚಾಪೆಯ ಕೆಳಗೆ ನುಸುಳಿದರೆ ತನ್ನ ಕಷ್ಟದ ಸಂಪಾದನೆಯನ್ನು ಉಳಿಸಿಕೊಳ್ಳಲು ಉಳಿತಾಯ ದಾರ ರಂಗೋಲಿಯ ಕೆಳಗೆ ನುಸುಳಲು ಯತ್ನಿಸಿದರೆ ತಪ್ಪಲ್ಲ. ಅದಕ್ಕೆ ಸರಕಾರೀ ಇಲಾಖೆಗಳೇ ಕಾರಣವಾಗುತ್ತವೆ.

ಅನಿವಾಸಿ ಭಾರತೀಯರಿಗೆ ನಮ್ಮ ಸರಕಾರ ಯಾವುದೇ ಲಾಭಕರ ಸವಲತ್ತನ್ನು ನೀಡಲು ಅಸಮರ್ಥವಾಗುವುದಾದಲ್ಲಿ ಆತ ಬೆವರಿಳಿಸಿ ಸಂಪಾದಿಸಿದ ಧನಕ್ಕೆ ಕತ್ತರಿ ಪ್ರಯೋಗ ಮಾಡಲು ಪ್ರಯತ್ನಿಸುವುದನ್ನಾದರೂ ನಿಲ್ಲಿಸುವುದು ಒಳ್ಳೆಯದು.

To those who are married ... Not married… and soon to be married…

MARRIAGE When I got home that night as my wife served dinner, I held her hand and said, I've got something to tell you... She sat down and ate quietly. Again I observed the hurt in her eyes. Suddenly I didn't know how to open my mouth. But I had to let her know what I was thinking. I want a divorce... I raised the topic calmly. She didn't seem to be annoyed by my words, instead she asked me softly, why? I avoided her question. This made her angry. She threw away the chop sticks and shouted at me, you are not a man! That night, we didn't talk to each other. She was weeping. I knew she wanted to find out what had happened to our marriage. But I could hardly give her a satisfactory answer; she had lost my heart to Dew. I didn't love her anymore. I just pitied her! With a deep sense of guilt, I drafted a divorce agreement which stated that she could own our house, our car, and 30% stake of my company... She glanced at it and then tore it into pieces. The woman who had spent ten years of her life with me had become a stranger. I felt sorry for her wasted time, resources and energy but I could not take back what I had said for I loved Dew so dearly. Finally she cried loudly in front of me, which was what I had expected to see. To me her cry was actually a kind of release. The idea of divorce which had obsessed me for several weeks seemed to be firmer and clearer now. The next day, I came back home very late and found her writing something at the table. I didn't have supper but went straight to sleep and fell asleep very fast because I was tired after an eventful day with Dew. When I woke up, she was still there at the table writing. I just did not care so I turned over and was asleep again. In the morning she presented her divorce conditions: she didn't want anything from me, but needed a month's notice before the divorce. She requested that in that one month we both struggle to live as normal a life as possible. Her reasons were simple: our son had his exams in a month's time and she didn't want to disrupt him with our broken marriage. This was agreeable to me. But she had something more, she asked me to recall how I had carried her into out bridal room on our wedding day. She requested that everyday for the month's duration I carry her out of our bedroom to the front door every morning. I thought she was going crazy... Just to make our last days together bearable I accepted her odd request. I told Dew about my wife's divorce conditions.. . She laughed loudly and thought it was absurd. No matter what tricks she applies, she has to face the divorce, she said scornfully.. . My wife and I hadn't had any body contact since my divorce intention was explicitly expressed. So when I carried her out on the first day, we both appeared clumsy. Our son clapped behind us, daddy is holding mummy in his arms. His words brought me a sense of pain. From the bedroom to the sitting room, then to the door, I walked over ten meters with her in my arms. She closed her eyes and said softly; don't tell our son about the divorce. I nodded, feeling somewhat upset. I put her down outside the door. She went to wait for the bus to work. I drove alone to the office. On the second day, both of us acted much more easily. She leaned on my chest. I could smell the fragrance of her blouse. I realized that I hadn't looked at this woman carefully for a long time... I realized she was not young any more. There were fine wrinkles on her face, her hair was graying! Our marriage had taken its toll on her. For a minute I wondered what I had done to her. On the fourth day, when I lifted her up, I felt a sense of intimacy returning. This was the woman who had given ten years of her life to me. On the fifth and sixth day, I realized that our sense of intimacy was growing again. I didn't tell Dew about this. It became easier to carry her as the month slipped by. Perhaps the everyday workout made me stronger. She was choosing what to wear one morning. She tried on quite a few dresses but could not find a suitable one. Then she sighed, "all my dresses have grown bigger…” I suddenly realized that she had grown so thin, that was the reason why I could carry her more easily. Suddenly it hit me... she had buried so much pain and bitterness in her heart. Subconsciously I reached out and touched her head. Our son came in at the moment and said, Dad, it's time to carry mum out. To him, seeing his father carrying his mother out had become an essential part of his life. My wife gestured to our son to come closer and hugged him tightly. I turned my face away because I was afraid I might change my mind at this last minute. I then held her in my arms, walking from the bedroom, through the sitting room, to the hallway. Her hand surrounded my neck softly and naturally. I held her body tightly; it was just like our wedding day. But her much lighter weight made me sad. On the last day, when I held her in my arms I could hardly move a step. Our son had gone to school. I held her tightly and said, I hadn't noticed that our life lacked intimacy. I drove to office.... jumped out of the car swiftly without locking the door. I was afraid any delay would make me change my mind.... I walked upstairs. Dew opened the door and I said to her, Sorry, Dew, I do not want the divorce anymore. She looked at me, astonished, and then touched my forehead. Do you have a fever? She said. I moved her hand off my head. Sorry, Dew, I said, I won't divorce. My marriage life was boring probably because she and I didn't value the details of our lives, not because we didn't love each other any more. Now I realize that since I carried her into my home on our wedding day I am supposed to hold her until death does apart. Dew seemed to suddenly wake up. She gave me a loud slap and then slammed the door and burst into tears. I walked downstairs and drove away. At the floral shop on the way, I ordered a bouquet of flowers for my wife. The sales girl asked me what to write on the card. I smiled and wrote, I'll carry you out every morning until death do us apart. That evening I arrived home, flowers in my hands, a smile on my face, I ran up stairs, only to find my wife in the bed - dead....... I cried and cried uncontrollably and carried her for the last time from the room to the hall with tears streaming down my face and gazing at my only son, his tears rolling from his eyes, they made me cry even more. I had lost my love, my wife and a loving and caring mother and nothing I could do now to put the clock backward... I had all the time now to look at her motionless body in detail but I knew it was going to be only for a short while until she made her last journey to the Lord..... I held my son and wept again and again thinking of all the things I did not do for her when she was still alive....... & placed gently the flowers in her hands with my tears trickling on them....... she was gone forever, all my tears would not bring her back . The small details of your lives are what really matter in a relationship. It is not the mansion, the car, property, the money in the bank. These create an environment conducive for happiness but cannot give happiness in themselves. So find time to be your spouse's friend and do those little things for each other that build intimacy. Do have a real happy marriage! If you don't share this, nothing will happen to you. If you do, you might just save a marriage. To those who are married… Not married... and soon to be married THE TIME IS ALWAYS RIGHT TO DO WHAT IS RIGHT Moral of the story is to value all the things we possess, once they are gone we have nothing but regrets!

WE CAN MAKE A HUGE DIFFERENCE

Dear Friends plz read, it's not an usual mail:WE CAN MAKE A HUGE DIFFERENCE TO THE INDIAN ECONOMY BY FOLLOWING FEW SIMPLE STEPS. Please spare a couple of minutes here........ for the sake of India ... our country.I got this article from one of my friend, but it's true, We all can see this from day to day life,Small example
Before 5 months 1 American $ = Rs 42/-After 5 months. Now it is 1 $ = Rs 50.03/-Do you think Canadian Economy is booming? No, but Indian Economy is Going Down. Our Economy is in OUR handsINDIAN economy is in a crisis. Our country like many other ASIAN countries is undergoing a severe economic crunch. Many INDIAN industries are closing down.. The INDIAN economy is in a crisis and if we do not take proper steps to control those, we will be in a critical situation. More than 30000 crore rupees of foreign exchange are being siphoned out of our country on products such as cosmetics, snacks, tea, beverages... etc which are grown, produced and consumed here . A cold drink that costs only 70 / 80 paisa to produce is sold for NINE rupees, and a major chunk of profits from these are sent abroad. This is a serious drain on INDIAN economy.'COCA COLA 'and' SPRITE ' belong to the same multinational company, 'COCA COLA'? Coke advertisements says ' JO CHAHO HOJAYE, COCACOLA ENJOY'
It means: Whatever the hell, let it happen, you drink coke
What can you do?You can consider some of the better alternatives to aerated drinks. You can drink LEMON JUICE, FRESH FRUIT JUICES, CHILLED LASSI (SWEET OR SOUR), BUTTER MILK, COCONUT WATER, JALJEERA, ENERJEE, MASALA MILK........ ..Everyone deserves a healthy drink, including you!Over and above all this, economic sanctions have been imposed on us. We have nothing against Multinational companies, but to protect our own interests we request everybody to use INDIAN products only for next two years. With the rise in petrol prices, if we do not do this, the rupee will devalue further and we will end up paying much more for the same products in the near future. What you can do about it?1 . Buy only products manufactured by WHOLLY INDIAN COMPANIES. 2 . ENROLL as many people as possible for this cause.Each individual should become a leader for this awareness. This is the only way to save our country from severe economic crisis. You don't need to give-up your lifestyle. You just need to choose an alternate product. All categories of products are available from WHOLLY INDIAN COMPANIES. LIST OF PRODUCTSBATHING SOAP:USE - CINTHOL & OTHER GODREJ BRANDS, SANTOOR, WIPRO SHIKAKAI, MYSORE SANDAL, MARGO, NEEM, EVITA, MEDIMIX, GANGA , NIRMA BATH & CHANDRIKAINSTEAD OF - LUX, LIFEBOY, REXONA, LIRIL, DOVE, PEARS, HAMAM, LESANCY, CAMAY, PALMOLIVETOOTH PASTE:USE - NEEM, BABOOL, PROMISE, VICO VAJRADANTI, PRUDENT, DABUR PRODUCTS, MISWAKINSTEAD OF - COLGATE, CLOSE UP, PEPSODENT, CIBACA, FORHANS, MENTADENT . TOOTH BRUSH:
USE
- PRUDENT, AJANTA , PROMISEINSTEAD OF - COLGATE, CLOSE UP, PEPSODENT, FORHANS, ORAL-SHAVING CREAM:
USE
- GODREJ, EMANIINSTEAD OF - PALMOLIVE, OLD SPICE, GILLETEBLADE:USE - SUPERMAX, TOPAZ, LAZER, ASHOKAINSTEAD OF - SEVEN-O -CLOCK, 365 , GILLETTETALCUM POWDER:USE - SANTOOR, GOKUL, CINTHOL, WIPRO BABY POWDER, BOROPLUSINSTEAD OF - PONDS, OLD SPICE, JOHNSON BABY POWDER, SHOWER TO SHOWERMILK POWDER:USE - INDIANA , AMUL, AMULYAINSTEAD OF - ANIKSPRAY, MILKANA, EVERYDAY MILK, MILKMAID. SHAMPOO:USE - LAKME, NIRMA, VELVET INSTEAD OF - HALO, ALL CLEAR, NYLE, SUNSILK, HEAD AND SHOULDERS, PANTENE MOBILE CONNECTIONS
USE -
BSNL, AIRTEL, TATA INDICAOM, RELIANCEINSTEAD OF - HUTCH TWO WHEELER BIKE
USE -
BAJAJ, TVSINSTEAD OF - HEROHONDA, HONDA SUZUKI CARS
USE - TATA, MAHENDRA INSREAD OF - HYUNDAI,SUZUKI, HONDA,FORD, ETCEvery INDIAN product you buy makes a big difference. It saves INDIA . Let us take a firm decision today.BUY INDIAN TO BE AN INDIAN. we are not against of foreign products. WE ARE NOT ANTI-MULTINATIONAL. WE ARE TRYING TO SAVE OUR NATION. EVERY DAY IS A STRUGGLE FOR A REAL FREEDOM. WE ACHIEVED OUR INDEPENDENCE AFTER LOSING MANY LIVES. THEY DIED PAINFULLY TO ENSURE THAT WE LIVE PEACEFULLY. THE CURRENT TREND IS VERY THREATENING.MULTINATIONALS CALL IT GLOBALISATION OF INDIAN ECONOMY. FOR INDIANS LIKE YOU AND ME IT IS RECOLONISATION OF INDIA .. THE COLONIST'S LEFT INDIA THEN. BUT THIS TIME THEY WILL MAKE SURE THEY DON'T MAKE ANY MISTAKES.WHO WOULD LIKE TO LET A' GOOSE THAT LAYS GOLDEN EGGS' SLIP AWAY..PLEASE REMEMBER: POLITICAL FREEDOM IS USELESS WITHOUT ECONOMIC INDEPENDENCE . RUSSIA , S.KOREA , MEXICO ..........THE LIST IS VERY LONG!!LET US LEARN FROM THEIR EXPERIENCE AND FROM OUR HISTORY. LET US DO THE DUTY OF EVERY TRUE INDIAN.FINALLY IT'S OBVIOUS THAT U CAN'T GIVE UP ALL OF THE ITEMS MENTIONED ABOVE, SO GIVE UP ATLEAST ONE ITEM TO FOR THE SAKE OF OUR COUNTRY. We would be sending useless forwards to our friends daily. Instead please forward this mail to all your friends to create awareness.
"LITTLE DROPS MAKE A GREAT OCEAN "
Now its ur turn whether to forward & follow it or simply delete it.....

MERA BHARAT MAHAN
Shaki

MIXTURE

An Indian man walks into a bank in New York City and asks for the loan officer.

He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Indian man hands over the keys and documents of new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the Indian for using a $250,000 Ferrari as collateral against a $5,000 loan.. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the Indian returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow "$5,000" ?

The Indian replies: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return'" Ah, the mind of the Indian... This is why India is shining

Sorry Dudes...........The above pic are not related to what u red.......................!!!!!!!!!!!!!!!!

For all those who love their boss

For all those who love their boss

A guy phones up his boss,But gets the boss s wife instead."I'm afraid he died last week.eshe explains. The next day theman calls again and asks forthe boss. "I told you" the wife replies,"he died last week." The next dayhe calls again and once moreasks to Speak to his boss.By this time the wife is gettingupset and shouts, "I'VE ALREADYTOLD YOU TWICE, MY HUSBAND,YOUR TEAMLEAD, DIED LAST WEEK! WHY DO YOU KEEP CALLING?"He replied laughing, "I just love hearing it..."

TO ALL MY CO......................GS

Hi all,

In the wake of two shocking incidents that took place in Bangalore and Hyderabad, couples committing suicide because of extra-marital affairs with their colleagues, I just thought of writing a small article on how to avoid such incidents. This is really a serious matter and if not dealt on at an early stage could lead to such incidents in our personal life too. I have done research on human behavior and psychology and am trying to put-in some text which may (or may not) be helpful to you. Never-the-less I feel it's worth knowing such things and if possible every individual can make a conscious effort to more or less follow the same.
Some people don't take advice but taking good advice may do you no harm. Thos who are not married this is the best article as before starting a new relationship if you are ready for it, will only help you to lead a happy life.
Read on.. We spend 40/45/50/60 hours a week with our colleagues. This is the most we spend with any members of our family. So it's obvious they are an integral part of our life. Good, understood. But an important point to remember is colleagues are colleagues and not friends and if you think they are friends then you are highly mistaken. Imagine working together for 9 hours a day together and then returning home and continuing to talk with your colleague on phone. This is what happened with that Infosys guy who could not stand this behavior of his wife and killed her and committed suicide. Which husband would like his wife talking on phone with her colleague and that too male counterpart? Or which wife will like her husband doing the same? Just keep yourself in that situation and see. Anger will creep in within you. So whatever gossip or topic you want to discuss with your colleagues do it during office hours and once you are out of office forget about your work and your colleagues unless it's official matter.
Just check this unnecessary talk… A guy and her colleague walking out of office at 6.30p.m. At 7.30 or 8.00 the guy calls that female, Guy: Hi, how are you? Where have you reached? (Don't you know how she is and where she must be at this time) Lady: I am fine. Reached home. Guy: What are you cooking today? Lady: So and so (Now here the lady knows that the guy has called to flirt with her and the call is unnecessary. It's the duty of the female to say something to avoid that guy. If she doesn't at this stage then this call will be going for another 30-45 mins and questions like 'When will you be taking bath? What time you will sleep? What will you bring for me for breakfast for tomorrow will creep in?' and imagine the state of the family members of that lady at this point. They expect the lady to come and talk with them for sometime but here this lady is enjoying a talk with the guy with whom she has been working since morning. No wonder such people will have a horrendous married life.
A simple thing to think about. Say you are not married. You go to office and come back say at 6.00 in the evening. You have so much of time left. Can't you read some books and increase your knowledge rather than spending one-two hours on mobile. Girls can start experimenting with new dishes. Main thing to understand is such gossiping on calls becomes on habit and bad habits die-hard. You will be addicted to talking and this can be bad as time goes on. One you start working you have to come out of college life. In college you could enjoy, flirt, do anything you wanted. But this is real life. Be responsible or else you will be responsible for your terrible life and the life if your husband/wife. Any person no matter who he/she is would never like his/her wife/husband having such relationship with her/his colleagues.
Last year 90% of divorce happened because of Extra-Marital Affairs and in that 80% because of relationships with colleagues. And we would not like this to happen with us. So start from now. Guys see to it that you don't put an habit of calling you female-colleagues after office hours or on weekends or holidays, even if they provoke you or give missed calls. Let them spend time with their family members or other friends. You also do the same. Good girls don't give missed calls. And girls who give I need not say what kind of girls they are. Stay away from them. You can talk as much as you want in office. And gals, if any guy calls you then it's not bad to say 'No, Let's talk in office' or 'I am busy, talk with you tomorrow' to that guy. Do it twice and they will automatically stop calling. Guys have this habit of flirting and you allowing them to flirt will only help them do more. Relationships can always be maintained in right manner. Never succumb to emotional pressure like 'You don't want to talk with me or what' or 'You can call him but you can't call me' or 'You talk for so and so time with her but with me only this much'. Some people fall for this because they don't want to lose a friend. Again I say colleague is not a friend. They are just here to work and keep on moving in their life. They go to other company, go for growth and so on. They will not wait for you in the same office to be with you forever. So don't be emotionally attached with your colleagues. They are competitors and always on their toes to show you down in front of seniors and managers. You may not realize now but this is a fact, be ready for it. Imagine a girl getting married and someone says to her to be husband, that guy over there is the one who regularly calls your wife or your wife gives missed calls or calls that guy. Always this thing will remain on the back of his mind. Similarly someone tells the bride that your groom always keeps calling that girl or vice-versa…. Imagine yourself at that place. Situations arise because we allow them to. No one can lead ideal life but we can always make an sincere effort to lead one.
Another note to be taken about: (strictly male to female and female to male contexts) If your colleague calls you. Just check out whether if he calls others also. If he doesn't then find out why? No guy will call other girl if he is not interested in that girl. In a group there can be five females but it's not necessary that a guy calls all five. He will only call the one on whom he is interested. Similarly, a girl will not give missed call to everyone. If she gives then she must be really lonely. Stay away from them or you will be caught in their loving talk. Guys normally fall for girls because of their beauty or their talk. So if a guy colleague comes to you and proposes you then it's not his mistake completely, it's more of yours because you were the one who used to give him that space. Also you become a topic of gossip among your fellow colleagues if they come to know that one of their colleague is calling you and not calling others. And there is nothing more dangerous than office gossip. It can cost you your job and just remember how easily you got this job.
So please keep your office and it's people at office and lead a normal happy life. For your good and for the good of your spouse. Send it to your colleagues, friends, relatives, parents and everyone and avoid incidents like the one mentioned at the beginning of this article. If you feel anyone is doing anything mentioned above then just go and tell him/her. You will be helping someone in their life